Title of the document

EZsave Terms of Use

Updated in August 2018

Summary

  • The goal of the EZsave application is to provide you, the user, a tool for streamlining and lowering monthly costs in a variety of areas such as communications, insurance, utilities and more (we are constantly trying to help you save more 🙂
  • As a user of our website and/or application, we expect that you will not misuse what we have created.
  • We have several services that we offer for free, such as auditing an insurance portfolio or a mortgage. These services are often provided by experts in their respective fields who are not employees of EZsave. We always ask for your prior approval before forwarding information to a third party.
  • There is also a paid service designed to actualize savings for you with your various vendors.

Our model is simple: if you do not save money, you do not pay anything. If we are able to save money for you, we charge 35% of the first year's annualized savings that we produce for you.
For example: assume you pay up to 250 Dollar a month to a provider, and we find a better deal that costs only 200 Dollar. Your monthly savings are 50 Dollar, and your yearly savings are 600 Dollar. Our commission will be 210 Dollar, and you will keep the rest - 390 Dollar.
We provide all the details of the service at the end of the process.
We request a credit card to charge the fee for our paid services.


  • We will not share any of your information, nor change your service provider unless we receive your prior approval. After receipt of your approval, we will provide you with options to make the transition as simple as possible.
  • In order to offer our service, we need your personal information among other information so that we can contact your provider. Your information is exclusively yours. We take our responsibility seriously and keep your personal information secure; we do not share information with any third party provider without your prior approval.
  • We only handle the amounts you pay for various services. we are not responsible for technical issues and problems - your service provider is responsible for those details.

For your convenience, we provide the above summary of the Terms of Use.
The full and binding Terms of Use can be viewed below. If any provision of the abbreviated Terms of Use conflicts with any provision in the full Terms of Use below, the provisions of the full Terms of Use shall govern and control.


Definitions

Company – EZSave Ltd. ("EZsave"), the creator and operator of the Platforms and the savings system.

Free Service - the service provided by the Company to the User free of charge, in cooperation with third party companies. This service includes, inter alia, analysis of a User’s insurance portfolio, retirement savings and mortgage interest report.

Paid Service – the service that the Company offers to the User for a fee. The purpose of the paid service is to save money or otherwise optimize the contract with the various Suppliers, while reducing the costs of the existing service plan and adapting it to the User’s needs according to actual use. The Paid Service will be provided by the Company by means of a power of attorney given to the Company by the User. This will enable the Company to receive information from the various Suppliers and to reduce costs for the User.

Platform/s – the "EZsave" application developed by EZsave Ltd. (the "Application") and the EZsave website at www.ezsave.me (the “Site") for use by Users of the Platforms for their personal needs and for the purpose of obtaining information, switching between Suppliers or services, or contracting with the Suppliers, all for the purpose of minimizing costs associated with the services of various Suppliers.

Suppliers – different companies from which the user receives or will receive various services, including but not limited to: cellular companies, television service providers, Internet service providers, foreign call service providers, gas companies and any other suppliers listed in the provided list of suppliers.

Terms of Use – the Terms of Use for the Application and the Site, as published and updated from time to time by the Company. The User is responsible for reviewing the Terms of Use periodically.

User – the owner and/or holder of a smartphone and/or tablet who downloaded and/or installed the Application , browses and/or uses the Company's Site or webapp and/or uses the Platforms in any way.


Introduction

  1. We welcome our Platform Users.
  2. The Platforms, as well as the content and services, are provided to you is subject to your acceptance of all the terms and conditions contained in these Terms of Use.
  3. The section headings of these Terms of Use are for convenience and orientation purposes only and should not be interpreted as having any other meaning.
  4. Updates and changes to Platforms and/or the Terms of Use

  5. The Company reserves the right to change, at its discretion and without obtaining the User's consent, the Terms of Use of the Platforms.. The latest version of the Terms of Use can be accessed at each log-in to the Platforms.
  6. The Company and any entity authorized by it may suspend, block or terminate the Users' access to the service and/or Platforms immediately if they violate these Terms of Use or act in violation of the provisions therein.
  7. Accounts

  8. The use of the service is limited to Platforms Users. The use of Platforms is subject to obtaining a username and password after providing the Company with the User's full, correct and accurate personal information during registration. The Company has the sole discretion in determining which services will require such registration. The Company may modify the services requiring registration without prior notice and block access to certain parts or all of the Platforms at its sole discretion. We reserve the right to refuse to open an account for any User for any reason or limit the number of accounts a User may open, all at our sole discretion. It is forbidden to provide false information during registration. You undertake to update your account so that it remains up-to-date and accurate. Any loss resulting from not keeping the account updated is at your sole risk.
  9. You must not disclose your password to others. We will not ask you to reveal your password. If you forget your password, you can request a new password to be sent to your email address or phone. Your account is in danger if you allow someone to use it improperly. The Company reserves the right to terminate the account if you or someone else using your account violate these Terms of Use. If your account is terminated, you will not be allowed to open a new account without our express consent.
  10. You agree to notify us immediately of any unauthorized use of your account or password. You are solely and fully responsible for the security of your computer and all activity in your account, even if such activity was performed by others. We will not be liable for any loss or damage resulting from unauthorized use of your account or password. You undertake to indemnify and compensate us for any forbidden or unlawful use of your account, including any emails sent by it, and for any accumulated debt or applicable taxes, unless you notify us at support@ezsave.com that your account has been compromised and that you request it to be blocked.. We do not monitor the foregoing and cannot guarantee that we will know of any improper use of the Account, Platforms or services, or that we may prevent such use.
  11. You agree that we may, for any reason whatsoever, at our sole discretion and without notice, terminate your account and remove any content related to it. Reasons for such termination may be: (a) extended periods of inactivity; (b) a breach of the letter or spirit of these Terms of Use; (c) conduct that constitutes fraud or is otherwise offensive or harassing; or (d) conduct that harms other Users, third parties, the ethos of our community, or our business affairs.
  12. If we believe, in our sole discretion, that there has been a breach of these Terms of Use or that there has been any unlawful or inappropriate conduct on the part of the User, we may take any action that we deem appropriate. We reserve the right to investigate any suspected violation of these Terms of Use or of unlawful or inappropriate behavior on the Platforms. We will cooperate with any law enforcement agency investigation or any court order requiring or instructing us to disclose the identity, behavior, or content of any User suspected of having acted against the law. You may request that your account be deactivated at any time and for any reason by sending a message to support@ezsave.co.il.
  13. Any termination or suspension of your account shall not affect your obligations to us under these Terms of Use (including, without limitation, title, indemnity, limitation of warranty and all representations and warranties made towards us), which by their nature and as applicable are meant to survive after such termination or suspension.
  14. Your Obligations

  15. No illegal use of the Platforms or services is permitted. It is strictly forbidden to copy, display, duplicate, publish or make any use that is contrary to the provisions of these Terms of Use. In addition, it is forbidden to provide the information and/or the services delivered through the Platforms to any commercial entity and/or to a third party.
  16. Registration as a designated User is permitted only to people 18 years of age or older. By registration you represent and warrant that you are 18 years of age or older.
  17. When subscribing to the Platforms you confirm that you are acting on behalf of all the partners/co-owners in the Supplier's subscription and that you have received the written consent of the other partners/co-owners to receive information about the account in which they are partners and to make changes in your agreements with the various Suppliers. No third party may be registered on the Platforms without his/her consent and/or without his/her presence in front of the mobile device at the time of registration., Written consent of all of the partners/owners of the account must be obtained in order to make changes to the account, including switching between Suppliers and service plans. Registration will take place only after all the terms of these Terms of Use have been explained to all the partners/co-owners in the applicable account.
  18. Registration for the Platforms and the receipt of a username are intended for the exclusive use of the registered User. Users may not transfer access to the Platforms to another person. You are required to be accurate while submitting your personal details as required for registration and for ongoing contact with you. It is the intention of the Company that the Platforms will provide services at all times; however, the Company is unable to commit to continuous availability without any mishaps and without errors ("drops"). The Company may also suspend use of the Platforms from time to time for maintenance and reorganization. The Company shall not grant any monetary and/or other compensation for damages caused by the use of Platforms or information provided by it, including due to malfunctions that caused the Platforms to cease operating. The Company does not undertake to retain the information uploaded to the Platforms. The Company shall not be responsible for any loss of information uploaded to the Platforms. It is the responsibility of the User to maintain and secure the means of identification and connection to the Platforms, in order to ensure that they will not be used without the User's explicit permission. The User shall bear sole responsibility for any act and/or omission performed by means of the means of identification.
  19. Except as expressly provided in these Terms of Use, you undertake not to take and not permit any third party to take the following actions: (a) reverse engineering, decompiling or any attempt to discover the source code of the software underlying the Application and/or Site; (b) altering, manipulating, copying, or creating derivative works from the the Platforms, as well as distributing, renting, broadcasting, publicly displaying, advertising, transmitting or any other use other than permitted by these Terms of Use; (c) activating or enabling any computer, robot, spider, spyware, or other means, including Crawlers, Robots, etc., to search, scan, copy, or automatically retrieve content from the Platforms. It is prohibited to create a compilation, collection or database containing content from the Platforms or the Application and/or Site code; (d) attempting to circumvent, disable, bypass or otherwise interfere with any cross-platform security mechanism; (e) attempting to obtain or misuse a password or personal information of another registered User; (f) impersonating another User or misrepresenting your image, including the use of multiple User accounts; (g) violation of individual rights and legal rights of third parties, including defamation, slander, intimidation, harassment, or monitoring of other Users; or (h) infringement of any rights, including copyright, privacy rights, or moral rights of any third party.
  20. Free Service

  21. The free service includes services such as insurance portfolio analysis, retirement savings analysis and mortgage interest analysis. The service is offered to the User free of charge and is provided by a third party. Upon confirmation by the User that the third party may contact him/her for the purpose of providing the service, the Company will not be liable towards the User.
  22. Although the Company may present, on the Platforms or through a third party, information pertaining to the User's insurance portfolio, retirement savings and/or mortgage interest reports, and/or may forward to the Users recommendations or third party reports regarding these matters, , please note that the Company does not provide advice pertaining to insurance and/or retirement savings and/or mortgage related issues . The Company does not have a license to act as a pension advisor, The Company is not an an insurance agent and/or a mortgage advisor and/or a financial advisor. The User must contact professional, licensed advisors to provide such advice.
  23. Paid Service (and its additional terms)

  24. The User authorizes the Company to contact the applicable Suppliers with, in order to reduce the costs of the services provided to the User by such Suppliers. The User will be required to sign a power of attorney for the Company according to which User approves that the Company contact the applicable Suppliers and execute transitions between the plans provided by the Suppliers. User shall provide the Company with any information required in order to enable the Company to provide the optimal service to the User.
  25. The Users shall receive a final report which shall detail the changes made to their service plans as well as the calculation of the Users annual payment. The annual calculation shall be calculated according to (a) the average payment for the services during the last three months prior to the date of the request (according to information received from the Supplier) multiplied by 12 (the "Annual Payment Prior to the Reduction") and (b) the annual payment under the new rate following the cost reduction, calculated as the new monthly rate multiplied by 12 ( the "Discounted Annual Payment"). The difference between the Annual Payment Prior to the Reduction and the Discounted Annual Payment is the “Total Annual Savings”. In return for the services, the User will pay the Company, as a lump sum, an amount equal to 35% of the Total Annual Savings. The Total Annual Savings amount includes VAT. The Company may change these amounts at its sole discretion.
  26. The Company will charge a one-time fee of 35% of the Total Annual Savings that it will yield for the User. For example, if the monthly payment for a certain service is 100 Dollar before the discount. and if we manage to reduce, the monthly payment to 75 Dollar, you will have monthly savings of 25 Dollar, equivalent to annual savings of 300 Dollar. The commission will be calculated as follows: 300 Dollar * 35% = 105 Dollar. The Company will send the User a summary report of the total cost reduction. The fee will be charged five days later. If necessary, during these five days the User shall be given the opportunity to contact the Company with any questions.
  27. The applicable terms of these Terms of Use shall apply to any renewal of the User's contract with the Supplier. We will offer our services close to the renewal date of such contract and will notify the User with respect to the cost of our service. The Company reserves the right to change the fee for this service.
  28. The Company may change the fees for the Paid Services and/or begin to collect fees for the Free Service at its sole discretion. Each User will be notified of changes in the fees.
  29. Indemnity

  30. Platforms Users undertake to indemnify the Company and/or anyone acting on its behalf against any and all losses, penalties, loss of profits, payments or expenses incurred by it - including legal fees and legal expenses - arising from the breach of these Terms of Use. The above also applies to damages that may be caused to the Company by actions taken by the User on behalf of his/her account partners and on behalf of any person whose information will be uploaded to the Platforms by the User. The indemnification shall be transferred to the Company upon the first demand by it without delay.
  31. Intellectual Property and Copyright

  32. The Company and its licensors own the Platform, including all worldwide intellectual property rights and copyrights in the Platforms (of any kind), and the trademarks, trade secrets and copyrights, whether registered or not, included therein, including, without derogating from the above, the design, software, text, and any other material contained in the Platforms. Except as expressly permitted herein, you may not copy, reproduce, duplicate, distribute, perform, republish, modify, sublicense, download, upload, transmit, create derivative works of, or make any other use of the Platform and/or any content provided on the Platforms. You may not remove, alter or obscure any copyright, trademark, or service mark or any other markup indicating proprietary rights incorporated into the Platforms. All trademarks are the trademarks or registered trademarks of their respective owners. Nothing in these Terms of Use grants you any right to use any trademark, service mark, logo or trade name belonging to us or to any third party.
  33. Limitation of Company Liability

  34. The Company is not responsible for technical matters, including malfunctions in the services provided by the Suppliers. The Company is solely responsible for financial matters that have been agreed with the Suppliers in favor of the User. For the avoidance of doubt, our liability is only for the packages for which a commission was charged. The final amount to be paid to the Company as commission to shall be determined in the final report to be presented by the Company to the User at the end of the service in order to reflect the savings actually obtained by the Company on behalf of the User.
  35. Your use of the Platforms is at your sole discretion and risk. We are not responsible for any content received from third parties, except as expressly stated in these Terms of Use. The Platforms as a whole, including all content or information contained therein and the underlying software and all services, is offered to Users on an "as is" and "as available" without warranties of any kind. We expressly disclaim any and all warranties, including without limitation, express, implied or statutory relating to the Platforms and/or the content, including without limitation any express or implied warranties of title, merchantability, fitness for a particular purpose, or non-infringement. Any reliance on the Platforms or content is at your sole risk and we disclaim any warranties, express or implied, (A) the accuracy, reliability, timeliness, security or performance of the Platforms or content; or (b) that the Platforms and/or the content are free from errors or that the errors, if any, will be corrected; or (c) the accuracy, quality, timeliness, completeness or usability of any information or content provided on the Platforms.
  36. THE COMPANY, ITS DIRECTORS, OFFICERS, EMPLOYEES, EMISSARIES OR SHAREHOLDERS SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DAMAGES OR DAMAGES WHETHER INCLUDING WITHOUT LIMITATION ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, COLLATERAL, Or PUNATIVE DAMAGES ARISING FROM OR RELATED TO THE USE OF THE PLATFORMS.. The Company's total liability under any of these Terms of Use shall not exceed the amount you paid to the Company in order to use the Platforms. Therefore, if you have not paid any amount to the Company to use the Platforms, the Company will not be liable to you for such use. The Company is not responsible for internet connections. Under no circumstances shall the Company be liable for any losses or damages arising from the use of Platforms or any content uploaded on the Platforms, or from any third party behavior, online or otherwise.
  37. The use of the Platforms and/or your registration as a User for our services shall be deemed to be your agreement to these Terms or Use.
  38. The Company is not responsible for the content of ads, "banners" or any promotional material on the Platforms. Such responsibility lies solely with the advertisers and the Company's providers of advertising services.
  39. There are multiple sources of content that appears on Platforms. We try to ensure that the content is as accurate as possible. However, the Company has no liability for content originating from third parties and the Company does not guarantee the accuracy of such content. We do not guarantee that content on the Platforms will be accurate, complete, reliable, current, or error-free. We are not responsible for any content that is inaccurate or misleading. We make it clear that the information displayed on the Platforms should not be seen as a recommendation, advice and/or an offer on our behalf to purchase any product and/or service or to provide any service. Any reliance on the content provided on the Platforms is the exclusive responsibility of the User. The Company shall not be liable as a result of the User's reliance on the content and/or with respect to the suitability of the content to the User's needs and/or actual use. No advice or information provided orally or in writing obtained from the Company shall create any warranty for the Company beyond what is expressly stated in these Terms of Use. If you rely on any such advice and/or information, you do so at your sole risk. Some states or jurisdictions do not allow the exclusion of certain warranties. Accordingly, some of the above exclusions above may not apply to you.
  40. By agreeing to these Terms of Use, the User assumes all liability for damages that may be caused to him/her and to other users on behalf of whom s/he acts on account of the execution of the cost reduction, whether the transition between service plans was carried out by him/her personally or by the Company as his/her representative. The Company makes every effort to provide accurate and up-to-date information, however, the Company is not responsible for any error resulting from a mistake in writing, in understanding the service and any other error. The Company is not responsible for any use made by the User of incorrect information provided through the Platforms.
  41. We accept no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communication line failure, theft or destruction or unauthorized access or modification of any content. The Company is not responsible for any technical problem or malfunction of any network or telephone line and/or Internet, computer systems, servers or suppliers, computer equipment, software, failure in any email resulting from technical problems or traffic congestion on the Internet or on Platforms, including any damage caused to Users or any computer of a person related to or arising from participation or downloading of materials on or in connection with the Platforms. IN NO EVENT SHALL THE COMPANY BE LIABLE FOR ANY LOSS OR DAMAGE, INCLUDING PERSONAL INJURY OR DEATH, AS A RESULT OF THE USE OF THE PLATFORM, ANY CONTENT ISSUED OR THE BEHAVIOR OF ANY USER, WHETHER ONLINE OR NOT.
  42. General

  43. Non-enforcement of any right by the Company, including any right granted to it pursuant to these Terms of Use and/or by law, in any event, shall not be considered a waiver of the said right or any other rights.
  44. Without derogating from the contents of these Terms of Use, the User hereby agrees that the statute of limitations for any claim and/or demand against the Company shall be limited to a period of six months and the parties see this as an agreement regarding the statute of limitations as defined in the Statute of Limitations, 5718-1958.
  45. Nothing in these Terms of Use creates any agency, employment, joint venture or partnership relations between you and the Company. These Terms of Use do not authorize you to act on behalf of the Company. The Company may assign or transfer its rights and obligations under these Terms of Use, or any part thereof, to any third party as it deems appropriate. You may not assign or transfer your rights and obligations, or any part thereof, under these Terms of Use, and any such transfer attempt will be null and void. If any provision of these Terms of Use is determined to be invalid or unenforceable by a competent court, then the revoked or unenforceable provisions shall be deemed to have been replaced by enforceable terms whose content is most closely aligned with the meaning and intent of the original terms, and the rest of the terms shall remain in effect.
  46. By registering to the Platforms, you acknowledge your consent to receive content, marketing offers and advertisements from the Company (and its business partners) in order to receive updates on gifts, benefits and promotions through one or more of the following channels: SMS, email notifications , automatic dial-up system and facsimile.
  47. These Terms of Use shall be governed by the law of the State of Israel exclusive of its choice of law rules. association. The competent courts of Jerusalem shall have jurisdiction.